Agent & Advisor Platform

Niche Annuity Products for Serious Producers

Cadbury Financial Group gives licensed insurance agents and wealth managers access to an exclusive shelf of Fixed Index Annuity products — including high-bonus programs from top-rated carriers unavailable through most distributors.

Join as a Partner Agent View Products
Carrier Product Shelf
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EquiTrust Life Insurance
MarketTen Bonus Index® — FIA with 8-year accumulation focus
8% Premium Bonus (Yrs 1–5)
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American Life & Security
American Select 10 Bonus Plus — S&P 500 & Nasdaq-100 index options
23% Day-One Premium Bonus
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AuguStar Retirement
OrionShield FIA — Guaranteed Accumulation Protection (GAP)
Up to 21% Premium Bonus
EquiTrust MarketTen Bonus Index American Life Select 10 Bonus Plus AuguStar OrionShield FIA 23% Day-One Premium Bonus Zero Floor — No Market Loss Guaranteed Accumulation Protection Tax-Deferred Growth Competitive Agent Commissions 3 Top-Rated Carriers South Florida — Nationwide EquiTrust MarketTen Bonus Index American Life Select 10 Bonus Plus AuguStar OrionShield FIA 23% Day-One Premium Bonus Zero Floor — No Market Loss Guaranteed Accumulation Protection Tax-Deferred Growth Competitive Agent Commissions 3 Top-Rated Carriers South Florida — Nationwide
3Top-Rated Carriers
23%Max Premium Bonus
0%Floor — No Market Loss
100%Principal Protected
30+Years in Finance
Who We Serve

Built for Producers Who Demand More

Whether you're a captive agent looking to expand your shelf, an independent producer, or a wealth manager seeking guaranteed income solutions — Cadbury Financial Group was built for you.

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Licensed Insurance Agents

Access niche FIA products with premium bonuses you can't find through standard IMO channels. Deepen client relationships with high-value accumulation solutions.

  • Life & annuity licensed agents
  • Independent & captive producers
  • Access to exclusive product shelf
  • Competitive commission structure
  • Carrier contracting support
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Wealth Managers & RIAs

Add guaranteed income and principal-protected growth strategies to your client portfolio mix. Our FIA products complement equity-based planning with zero downside risk.

  • RIAs & fee-based advisors
  • Fixed income alternatives
  • Principal protection strategies
  • Tax-deferred accumulation tools
  • Retirement income planning support
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Financial Planners & Brokers

Expand your product mix without changing your practice model. Cadbury provides the carrier relationships, product knowledge, and back-office support so you can focus on clients.

  • Series 65 & 66 holders
  • CFPs adding insurance solutions
  • Broker-dealer affiliated advisors
  • Product training provided
  • Co-sale support available
Our Carrier Partners

Exclusive Products from Top-Rated Carriers

We have direct relationships with three premier annuity carriers — giving partner agents access to products with industry-leading bonus structures and client protections.

EquiTrust Life Insurance
MarketTen Bonus Index®

An 8% premium bonus applied in the first five years combined with index-linked growth and a zero floor. Designed for clients focused on long-term accumulation with full principal protection.

8% Premium Bonus (Yrs 1–5) 0% Floor 10% Free Withdrawals Death Benefit Nursing Home Waiver
View Product Details →
American Life & Security Corp.
American Select 10 Bonus Plus FIA

The highest day-one bonus available on our platform — 23% applied immediately at contract issue. Plus a 3% interest bonus at year 10. S&P 500 intraday and Nasdaq-100 index options.

23% Day-One Bonus 3% Interest Bonus Yr 10 S&P 500 Intraday Nasdaq-100 Option Ages 0–85
View Product Details →
AuguStar Retirement
OrionShield Fixed Indexed Annuity

Security and growth through the industry-unique Guaranteed Accumulation Protection (GAP) feature — a floor on growth, not just principal. Available in 7 and 10-year terms.

Up to 21% Premium Bonus GAP Feature 7 & 10 Year Options Death Benefit Zero Market Loss
View Product Details →
Agent Onboarding

From Application to First Sale in 4 Steps

We keep it simple. From your first contact to your first closed case, our team handles the carrier contracting so you can focus on your clients.

01
Submit Your Info

Fill out our quick partner application. Tell us your license states, your current production, and which product lines interest you most.

02
Carrier Contracting

We initiate contracting with the carriers that fit your practice. Most agents are contracted and ready to sell within 5–7 business days.

03
Product Training

Ashley walks you through the product shelf — features, suitability, illustrations, and objection handling — so you can present with full confidence.

04
Close & Earn

Submit your first application. Commissions are paid directly by the carrier on schedule. We're available for case support on every case you write.

Ashley — Cadbury Financial Group 👤
Leadership
Ashley
Founder & Director — Cadbury Financial Group

Ashley founded Cadbury Financial Group to solve a problem she experienced firsthand as a producer: the best annuity products — the ones with real bonus structures and real client protections — were locked behind relationships most agents didn't have access to.

Cadbury was built to change that. Today, the platform connects licensed agents and wealth managers across the country with a curated shelf of Fixed Index Annuity products from carriers like EquiTrust, American Life & Security, and AuguStar — along with the training, contracting support, and case assistance to use them effectively.

✉ Email Ashley Join the Platform

Ready to Expand Your Product Shelf?

Join licensed agents and wealth managers who access Cadbury's exclusive FIA products and carrier relationships. Contracting is fast, support is personal, and the products speak for themselves.

Apply to Join ✉ Contact Ashley 📞 954-606-6600